I started my hospital, with 15 laks as bank loan and 5 lacs loan from
friends in 1994. A group of general practitioners met me to ask what
percentage I was going to give them if they referred the patients to me. I had courage to tell them that I would treat any patient they
recommend free of cost, but would not be interested in giving any
percentage as cut. They asked me as to how I was going to repay bank
loans without their support. I served them a cup of tea with big smile
and big thank you.
The general practitioner visited the family during the child's hospitalization and met me in my consulting room. He was so thick skinned that he asked his share from the bill. I asked him to leave my cabin, on which he told me that he will show how he can recover his cut from me. I told him that without support from general practitioners from the area I have been able to repay loans in first year of practice and would continue to do so. He left clinic. I persisted on not giving cuts to anyone.
In first week of practice a poor family working as labour on
construction site brought their daughter to me with complaints of
excessive frequency of micturation. On examination I found that the child had ectopia vasicae which was confirmed by my paediatric surgeon friend. Since the family was obviously non affording I requested the
surgeon, anaesthesist to work for free and I offered to waive operation
theatre, bed, nursing and medical attendance charges. This brought the possible expenditure from 22000 to 9000 for medicines and disposables. The parents promised to get admitted the next day and left.
They visited their general practitioner and informed him about
above discussion. He called me and asked how much I was planning to give
him. I politely informed him about my views regarding cuts and he
congratulated me on this. The parents did not get the
child to me next day, week, month, year..!! After one year they came
back, now obviously in better financial condition as labourer was
promoted to supervisor. He told me that now he does not need any
concession, but surgery should be done by qualified doctor. I asked him
what did he mean and why he did not come for one full year. He told me
that the general practitioner told him that
expenditure could be brought down from 22000 to 9000 only if "trainee"
doctor was going to operate on the child. By
this time child had massive urinary tract infection which had to be
treated first, followed by surgery. Total hospital stay was 21 days and
he happily paid 25000. I kept on wondering, whether had I agreed to pay
that doctor 10% with explanation of concession etc, poor child would
have been continent, free of urinary tract infection with obviously
better quality of life.
The general practitioner visited the family during the child's hospitalization and met me in my consulting room. He was so thick skinned that he asked his share from the bill. I asked him to leave my cabin, on which he told me that he will show how he can recover his cut from me. I told him that without support from general practitioners from the area I have been able to repay loans in first year of practice and would continue to do so. He left clinic. I persisted on not giving cuts to anyone.
Fifteen days later he referred a 13 year old girl with pain in
abdomen. I diagnosed twisted ovarian cyst and informed parents regarding
need of surgery. They went to the GP again who called me for cut. I refused. The parents refused to sign the concent giving vague reasons and told me that the GP would visit hospital. By one hour the child started looking toxic and I requested the parents to give consent or shift the child to another hospital. They agreed for surgery and we started the surgery in next 15 mins. The ovary showed gangrenous changes and had to be removed. Poor family members had no clue that the
ovary could have been saved. They thanked me 100 times for saving their
daughter's life, but I kept on wondering. Had I agreed to pay the GP, could I have saved the ovary?
The GP called me and asked me what the bill would be. I told him that it would roughly be 15000. He told me that he knew the family for a long time and that they would create issues at the time of payment of bill. He advised me to increase the bill and then offer concession. I prepared a bill for 20000 and handed it to the family members. They went to the GP who wrote a note "Please give Rs. 1000/= concession to the patient". The
family members came to me with that note on bill and paid 19000/=
saying that doctor had "TOLD" me to take only that much. They thanked me
again and again and left hospital happily. Within 10 mins the
GP came to me and asked for 4000/= ( to which I was not entitled to any
way). I had no option but to give him 4000. He laughed and reminded me
about his promise to recover cut from me. I wept the whole night as I had failed to save ovary of the girl by sticking to my principles.
Most of my practice now is direct. Most patients referred to me are
non affording who get free treatment.I have repaid my initial loans for
hospital. I have taken loan for my house and repaid that also.
Question I still keep on debating in my mind is, if the patients have so much faith in GPs, if GPs have so much control on the patients, are they entitled to share in income which doctors dependent on referrals get by treating patients referred by GPs?
I started hospital with initial investment of 20,00,000 in 1994.
Same size hospital would cost not less than 1 crore, and gradually small hospitals like mine will loose business to big hospitals
which are recognized by insurance companies. That is reality of life.
Would cut practice become official in next few years? Or it is already official?
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